Welcome to the Town of Falmouth Retirement System

February 2, 2026

************************************

Welcome and thank you for visiting falmouthretirementma.gov...the website for the Falmouth Retirement System. We are happy to have you as a visitor, and we encourage you to browse our website often! It is our sincere hope that you will use this website as a resource for information to familiarize yourself with this defined benefit plan and to plan for your future retirement.

The Falmouth Retirement System, established on July 1, 1941, is one of the 100+ public employee contributory retirement systems within the Commonwealth of Massachusetts. This retirement system is governed by a five-person board, the Falmouth Retirement Board, which has the sole authority and responsibility to prudently invest the funds of our membership and to effectively provide a monthly retirement allowance to our plan participants and their beneficiaries. Our member units are the Town of Falmouth and the Falmouth Housing Authority. This is a defined benefit plan that is subject to the provisions of Chapter 32 of the Massachusetts General Laws

The office of the Falmouth Retirement System is open to the public, but we request that you please call or email the office to schedule an appointment. Our office is located at 80 Davis Straits, Suite 102 in Falmouth, MA 02540. Our telephone number is 508-457-0578 and our fax number is 508-540-9962. For additional information, please feel free to email us at retire@falmouthretirementma.gov

Please note: most questions can be answered via the telephone, and many forms can be emailed or mailed.

The monthly retirement allowances are paid, via direct deposit, on the last business day of each month.

  • The most recent monthly direct deposit was on Friday, January 30th.

  • The next monthly direct deposit will be on Friday, February 27th.

Respectfully,
Francis X. St. Germaine III
Director, Falmouth Retirement System

 

Latest News

12-11-2025 | Request for Proposal for Custodial Banking Services issued December 2025
09-03-2025 | Request for Proposal for Investment Consultant Services issued September 2025
08-22-2025 | Election by Declaration – First Elected Member